Taxes, work & retirement
Kat Tretina is a personal-finance writer who covers taxes, work, and retirement for The Cents Report. Based in Orlando, Florida, she has spent more than eight years reporting on money, with deep experience in student loans and financial aid, personal loans, credit cards, banking, insurance, mortgages, and budgeting. Her work has appeared in Forbes Advisor, Fortune, Money, U.S. News & World Report, Reader’s Digest, and Buy Side from The Wall Street Journal, among other outlets. She began writing about personal finance while paying off her own graduate-school student loans, an experience that shaped her mission of breaking complicated financial systems down into clear, digestible steps for everyday readers. Kat holds a bachelor’s degree in English and communications and a master’s in communications, along with certifications in student-loan and financial-education counseling, and she is a co-founder of the Freelance Writer Academy. For The Cents Report, she focuses on the decisions that are hardest to undo, from IRS deadlines and Social Security to Medicare and retirement accounts, reading the rules herself and sourcing every figure.
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